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[Installment] What is the minimum spend for installment plan and how is it calculated?
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The minimum spend to be eligible for the Shopee installment plan is RM500, and it is based on the checkout value (after the deduction of discount vouchers) instead of a single order/item value.
Please find the checkout scenarios below for better your understanding:
Checkout Scenario | Example | Valid For Installment | Explanation |
1 product from 1 seller who has Installment Plan Payment Method | Product A of value RM 500 from Seller A | Valid | >= Minimum spend of RM 500.00 |
Multiple products from 1 seller who has Installment Plan Payment Method | Products A and B of the combined value of RM 500 from Seller A | Valid | >= Minimum spend of RM 500.00 across all items in the same order/checkout |
Multiple Products from 2 sellers who has Installment Plan Payment Method | Product A (RM 250) from Seller A and Product B (RM 250) from Seller B | Valid | >= Minimum spend of RM 500.00 across all items in the same order/checkout |
Multiple products from 2 sellers of whom only 1 has Installment Plan Payment Method | Product A (RM 250) from Seller A (with Installment Plan) and Product B (RM 250) from Seller B (without Installment Plan) | Not Valid | Both sellers need to have Installment Plan AND a minimum spend of RM 500.00 across all items in the same order/checkout |
Product A (RM 500) from Seller A (with Installment Plan) and Product B (RM 250) from Seller B (without Installment Plan) | Not Valid | Buyers need to do separate checkouts for both sellers to choose Installment Plan Payment Method for Seller A only (minimum spend RM 500 still applies). |
FAQ :
Q: I have selected 2 products from the same seller that offers Credit Card Installments but I am unable to select this payment option during checkout. Why is this happening?
A: There could be 2 possible reasons for this :
a) You did not meet the accumulative minimum spend to be eligible to pay using Credit Card Installment, OR
b) Seller has the option to selectively offer Credit Card Installment for each of their product. You will only be given the Credit Card Installment option when both products in the cart offer this payment method. For confirmation, you may chat with the seller on this.
Q: Product A from Seller A offers only 6-month installment tenure whereas Product B from Seller B offers up to 12-month installment tenure. What is the installment tenure I can choose from?
A: Since both sellers have different tenure offered for their products, buyers will only be offered the lower tenure available for both sellers. In this case, the buyer can only check out with a 6-month Installment payment.
For more information, please do have a look at our Help Center articles - How do I pay by credit card installments? and How would I know if the item is available via installment?
For further assistance, kindly contact us via the channels at the bottom of the page.
